National Centre for Domestic Violence Logo

Please note that Internet Explorer is no longer a supported browser so we cannot guarantee the integrity of our website when using it. Please use an alternate browser like Edge or Chrome.

Access ASSIST Online Injunction Database

Click here to leave training feedback


Make a Referral Using the Form Below:


    *Fields required. By submitting a referral you agree to receive updates on the progress of your referral, as outlined in our Privacy Policy.

    When Economic Abuse Stole Christmas

    Reading Time: 2 minutes

    When Economic Abuse Stole Christmas


    If you are being subjected to economic abuse and you have accrued debt and arrears as a result, you might be facing a very bleak Christmas. In the current financial crisis, things are already tough for families, but when someone is economically coerced, or a victim of fraudulent deception, or has credit taken out in their name, or their savings stolen – it’s going to feel much worse.

    Economic abuse is defined in legislation as a type of domestic abuse, which is a crime. It is one element of coercive control that creates financial dependency and blocks avenues of escape. It involves controlling or restricting access to money and basic needs, sabotaging employment or study, preventing access to benefits, taking or selling belongings, not repaying loans, or making you believe that household bills are being paid when they are not. And this list is by no means exhaustive. Some economic abuse is a criminal offence, such as taking out credit cards in your name without your knowledge or consent, but many victims are forced to borrow or hand over funds, so there is no legal recourse for them.

    If someone cannot access money or credit, has nowhere to go to if they leave, has a damaged credit rating, or substantial debt, we begin to see why it’s so difficult to leave the relationship. Throw in children, pets, fear and exhaustion, and it becomes almost impossible. The other problem related to economic abuse is the impact on securing any form of housing. A good credit score or a willing guarantor is a necessity for many landlords. Even social landlords don’t look favourably on rent arrears or a history of eviction. For those with unsafe immigration status, no access to public funds, or no right to work the situation is yet more dire. Staying with an abuser might feel like the only option.

    Although guidance has been introduced to help public sector and other creditors identify and respond sensitively to victims of economic abuse, these measures do not deal with the central issue of reinstating access to credit and erasing debt. But it’s a start, and institutions are more receptive than they used to be.

    There are avenues of help out there. Many domestic abuse services will provide support and advice to victims of economic abuse.

    The charity Surviving Economic Abuse can give advice and really helpful information for both victims and the professionals who work with them. They will also point you to safe and appropriate debt advice services.

    If you are in need of protection through the courts but are not eligible for Legal Aid funding, NCDV may be able to help you obtain a civil protection order via their pro bono team.

    Finally, remember that debt is a leading cause of emotional distress, depression and suicide. As scary as it feels to have spiralling debt, there is help and support out there. It can feel hard to reach out, but maybe getting the right help could be your gift to yourself this Christmas, so that next year feels just a little less scary.


    Charlotte Woodward

    National Training Manager, NCDV

    Share This Article

    Reading Time: 2 minutes
    Reading Time: 2 minutes
    Reading Time: 2 minutes

    By Fiona Bawden, Times Online (8th May 2007)

    “Steve Connor, a student at City Law School, is a man on a mission. Six years ago he was a fairly directionless 27-year-old. Today, as well as taking the Bar Vocational Course, he is chairman of the National Centre for Domestic Violence, a ground-breaking organisation that he dragged into existence after a friend could not get legal help to protect her from an abusive partner.

    Connor’s route to the Bar has been circuitous. In 2001 he returned from a year in Australia (he says that he would not dignify describing it as a gap year), and took a job as a process server in South London. The job (“I just saw it advertised in the paper”) was not quite as dull as it sounds. On one occasion he was threatened with a machete, on another, he was nearly stabbed by a man he had arranged to meet on Clapham Common to serve with a non-molestation order: “He’d seemed really friendly on the phone…”

    The turning point in his life came when a friend, who was being abused by her partner, turned to him for support. Connor went with her to the police. She did not want to press criminal charges so the police suggested that she visit a solicitor to take out a civil injunction. “We must have seen 12 solicitors in a morning. We just went from one to the next to the next to the next. Everyone was very eager to help until we sat down to fill in the forms for the legal aid means test,” he says. The woman, who had a small child, did not qualify for public funding. But, Connor says, her financial situation as it appeared on paper did not bear any relation to her financial situation in reality. “She had a part-time job and she and her partner owned their home. Yet she didn’t have any money. Her boyfriend was very controlling and controlled all the money; he kept the chequebooks and didn’t let her have access to the bank account.”

    The injustice of the situation got under Connor’s skin. “I just couldn’t believe that there was no help available to people who did not qualify for public funds but could not afford to pay.

    I just kept feeling that this must be able to be sorted if only someone would address it.”That “someone” turned out to be him.

    In 2002, thanks entirely to Connor’s doggedness, the London Centre for Domestic Violence was formed. It started out with him and a friend, but is now a national organisation, covering 27 counties, and has helped approximately 10,000 victims last year to take out injunctions against their partners.

    NCDV now has nine full-time staff, 12 permanent volunteers and has trained over 5000 law and other students as McKenzie Friends to accompany unrepresented victims into court. We have also trained over 8000 police officers in civil remedies available regarding domestic violence. The National Centre for Domestic Violence (NCDV) has branches in London, Guildford and Manchester and is on track to have branches in 16 areas within the next two years.

    NCDV specialises exclusively in domestic violence work and could be characterised as a cross between McDonald’s and Claims Direct. The high degree of specialisation means that its processes are streamlined: clients can be seen quickly and the work is done speedily and cheaply. “Sometimes, we will have one of our trained McKenzie Friends at a court doing 10 applications in one day,” Connor says.

    Clients are not charged for the service. NCDV staff take an initial statement: clients who qualify for legal aid are referred to a local firm; those that don’t get free help from the centre itself. It runs on a shoestring, heavily reliant on volunteers and capping staff salaries at £18,000 a year.

    Steve expects to qualify as a barrister this summer and hopes that having a formal legal qualification will give the centre added clout. “We are already acknowledged as experts and consulted at a high level, so I thought it would be helpful if I could back that up by being able to say I’m a barrister,” he says. He is just about to complete a one-year full-time BVC course at the City Law School (formerly the Inns of Court Law School) and, all being well, should be called to the Bar in July. Although Connor sees his long-term future as a barrister, he says that he has no immediate plans to practise. “I want to get NCDV running on a fully national level. Then I may take a step back and have a career at the Bar.”